Our DigitalEcosystem
E-GATE CONGO is building a national Digital Payment Ecosystem to transform how Congolese citizens access and use money.
Through USSD-based mobile access, secure wallets, and public-private integration, this ecosystem bridges rural and urban populations into the formal digital economy. It is a holistic, inclusive, and interoperable financial infrastructure that touches every part of the economic chain — from individuals and SMEs to government systems.
Key Components of the Ecosystem
Seven integrated components working together to create a seamless, nationwide financial infrastructure.
USSD Mobile Access
Financial services via feature phones without internet
Digital Wallets
Personal, SME, and multi-currency wallet systems
POS Solutions
For retailers, transport, public institutions, and rural agents
Government Integrations
Digital platforms for taxes, royalties, and public service payments
Data & Credit Building
Generate credit histories from wallet activity
Public-Private Partnership Layer
Collaboration with banks, telcos, and regulators
Security & Traceability Infrastructure
Ensure transparency, trust, and compliance
How It Works: User to Ecosystem Flow
A simple journey from basic mobile access to full financial inclusion.
Mobile Access
Start with any mobile phone - smartphone or feature phone
Over 45% of Congolese own mobile phones, making this the perfect entry point
USSD Entry
Simple dial *123# to access E-GATE services instantly
Works offline, no internet required, available on all networks
Digital Wallet
Create secure digital wallet for storing and managing money
Bank-level security with multi-currency support and transaction history
Make Payments
Pay for public and private services seamlessly
Taxes, school fees, transport tickets, shop purchases - all digital
Build Credit
Transaction history creates credit profile automatically
Data-driven credit scoring opens access to microloans and growth capital
Access Services
Unlock advanced financial services and products
Insurance, investments, business loans, and international transfers
Economic Growth
Participate fully in the formal digital economy
From informal trader to registered business with access to all financial tools
Financial Inclusion
Complete integration into the national financial system
Equal access to opportunities regardless of location or background
Ecosystem Impact
Transforming individual lives while building national economic infrastructure.
Individual Impact
Business Impact
Government Impact
Community Impact
National Impact
Regional Impact
Nationwide Coverage
Connecting all 26 provinces of the Democratic Republic of Congo in one unified digital ecosystem.
🗺️ Complete Provincial Coverage
From Kinshasa to the most remote provinces
Coverage Statistics
Expansion Goals 2024-2025
Integration Partners
Strategic partnerships across sectors enabling comprehensive ecosystem integration.
Banking Partners
12+Key Partners
Integration
API-based account linking and cross-platform transfers
Telecom Partners
4Key Partners
Integration
USSD gateway access and mobile money interoperability
Government Integration
8+Key Partners
Integration
Digital payment acceptance for all public services
NGOs & Education
25+Key Partners
Integration
Fee collection and disbursement systems
Ready to TransformCongo’s Future?
Whether you’re an individual, business, or institution, there’s a place for you in Congo’s digital transformation journey.