Facing Economic ChallengesHead-On
Despite its vast natural wealth, the Democratic Republic of the Congo (DRC) remains burdened by cash dependency, financial exclusion, and economic inefficiencies.
E-GATE CONGO is building a bold solution to transform this reality.
The 8 Problems We're Solving
Each challenge represents an opportunity to transform lives and drive economic growth in the DRC.
Slowing Economic Growth
Growth dropped from 8.8% (2022) to 7.5% (2023) due to inefficient, cash-based systems.
Underperforming Extractive Sector
Mining growth fell from 22.3% to 15.4%. Manual tax and royalty payments reduce transparency and revenue.
Weak Growth in Non‑Mining Sectors
Agriculture, construction, and telecoms grew only 3.1% → 3.6%. They remain financially underserved.
Rising Inflation
Inflation surged from 9.3% to 19.9%, driven by unmanaged cash flows and poor monetary policy control.
Currency Depreciation
The Congolese franc depreciated by 21.8% vs. USD. Cash reliance weakens currency control.
Food & Energy Supply Gaps
Manual payments in these sectors delay access, raise costs, and increase inefficiencies.
High Interest Rates (25%)
One of Africa's highest rates makes borrowing inaccessible for most SMEs and individuals.
Budget Deficit Dependency
Outdated tax collection methods cause revenue leakage and force overreliance on public debt.
Real Impact Stats
The numbers tell the story - from current challenges to the opportunities we're unlocking.
🚨 Current Challenges in DRC
The reality we're working to transform
Increases risk, slows growth, and lacks traceability
Excluded from basic financial services
Apps and online banking miss the majority
Prevents borrowing and financial growth
🌱 Opportunities to Unlock
The potential we're working to realize
USSD mobile money can reach 40+ million users
Digital systems reduce leakage, increase revenue
Digital wallets & POS = access to credit and growth
Nationwide digital payment infrastructure
Our Vision, Mission & Core Values
Guided by purpose, driven by values, focused on transformation.
Vision
Empower every Congolese—urban and rural—with seamless, affordable, and secure digital financial services.
Mission
Transform the DRC's financial ecosystem by enabling a nationwide, interoperable, and inclusive digital payment system that supports transparency, growth, and resilience.
Strategic Goals
Measurable targets driving our transformation agenda
Reduce national reliance on cash by 50% within 5 years
Formalize 5 million informal SMEs using POS and wallet systems
Extend digital financial access to all provinces and rural regions
Digitize over 60% of government collections (taxes, royalties, school fees)
Support currency stability and reduce inflationary pressure through cash reduction
Core Values
The principles that guide everything we do
Inclusivity
No one left behind - from urban centers to remote villages
Integrity
Transparent, secure, and trustworthy in all our operations
Innovation
Cutting-edge solutions designed for African realities
Collaboration
Partnering with communities, institutions, and governments
Sustainability
Building long-term value for people and planet
Ready to Transform Congo's Economy?
Join us in building a more inclusive, transparent, and prosperous digital economy for all Congolese.